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Becoming Bailey

Finances

After graduating college in December 2013, I was over $23,000 in debt, thanks to student loans, a car, and one maxed-out credit card. In May 2014, I began Dave Ramsey’s Financial Peace University and slowly began changing my financial future. I did my first round of debt snowballing when I was a single 22 year old. The snowball was paused when Andy (my now-husband) and I got engaged, so we could save for our wedding, honeymoon, and newlywed life. In September 2016, we resumed our snowball. In November 2017, we finally became debt-free!! In the end, we paid off a combined $35,000 of debt over 3.5 years. Below are the blog posts I wrote, chronicling our journey towards debt freedom!

(2020 Update: We’re back in debt again, but not for long! Read this post to see why we’re in debt again!)

Our At-Home "Debt Free Scream" & Why We Didn't Go on the Dave Ramsey Show

Our At-Home “Debt Free Scream” & Why We Didn’t Go on the Dave Ramsey Show

We're DEBT FREE!!!!!

We’re DEBT FREE!!!!!

The Road to Debt Freedom.... we're almost there!

The Road to Debt Freedom…. we’re almost there!

Debt Snowball Update: One Down, Three to Go!

Debt Snowball Update: One Down, Three to Go!

Our Debt Snowball Plan: A Second Take at Paying Off Debt

Our Debt Snowball Plan: A Second Take at Paying Off Debt

The Sacrifices We Make to Make Room in Our Budget

The Sacrifices We Make to Make Room in Our Budget

Why We Funded Our Wedding With a Loan... With No Regrets

Why We Funded Our Wedding With a Loan… With No Regrets

My 2015 Finances Recap

My 2015 Finances Recap

An Update on My Debt Snowball

An Update on My Debt Snowball

I paid off my car!!!

I paid off my car!!!

Sacrifices to Get Out of Debt

Sacrifices to Get Out of Debt

One Loan Down, Three to Go!

One Loan Down, Three to Go!

Financial Friday: YNAB Step Four Complete!

Financial Friday: YNAB Step Four Complete!

Financial Friday: Dave Ramsey Baby Step One Complete (Again!)

Financial Friday: Dave Ramsey Baby Step One Complete (Again!)

Financial Friday: A Look Back at 2014 and a Look Ahead at 2015

Financial Friday: A Look Back at 2014 and a Look Ahead at 2015


Hi y’all!

I’m Bailey and that’s my handsome husband, Andy. I’m a Kentucky girl who fell in love with a soldier and packed up her life in the Bluegrass state to explore the world. We currently live in beautiful Bavaria, Germany with our toddler son, Drew, and our cat, Gracie. Becoming Bailey is my happy space on the web where I share about our lives, Army adventures, and everything in between!

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